Dwelling and other structures coverage are both covered in the same way on a home insurance policy — on a named peril or open peril basis. The most common type of home insurance is an HO-3, which provides open peril coverage for both dwelling and other structures. When does homeowners insurance cover sewer lines?
How much does sewer line protection cost?
It pairs sewer line protection with other plumbing concerns, like interior plumbing and drainage system coverage. For sewer line coverage, expect to pay about $13 per month for $6,000 in coverage. However, coverage per call is limited to $3,000 or $1,000 per call for service line restoration (as opposed to sewer line replacement).
Does Erie Insurance cover sewer line damage?
A well-respected insurer with a history of protecting families dating back to 1925, Erie Insurance provides sewer line coverage as part of a service line protection bundle. New or existing ErieSecure home insurance clients can add coverage, choosing from 2 plans that cover sewer line damage and a range of utility lines including:
